Privacy Policy

1. Information We Collect

When you use SSUMITRA, we may collect the following information:

• Account Information: Your name, email address, and login credentials when you create an account.
• Birth Details: Date of birth, time of birth, and place of birth — provided by you for generating personalized astrology readings.
• Usage Data: Questions asked, readings generated, and interaction history with the platform.
• Technical Data: IP address, browser type, device information, and operating system — collected automatically when you visit our site.
• Payment Data: Transaction details necessary to process your credit purchases. We do not store your card information directly (see Section 5).

2. How We Use Your Information

We use the information we collect to:

• Generate personalized Vedic astrology readings based on your birth chart.
• Process credit purchases and manage your account balance.
• Communicate with you about your account, transactions, and platform updates.
• Improve our platform, services, and user experience.
• Detect and prevent fraud or unauthorized access.
• Comply with legal obligations.

3. Consent

By providing your personal information to create an account, purchase credits, or use our services, you consent to our collecting and using that information for the purposes described in this policy.

If we need your information for a secondary reason (such as marketing), we will ask for your explicit consent or provide you with an opportunity to opt out.

You may withdraw your consent at any time by contacting us at support@ssumitra.com.

4. Disclosure of Information

We do not sell, trade, or rent your personal information to third parties. We may disclose your personal information only if:

• Required by law, regulation, or legal process.
• Necessary to protect our rights, safety, or property.
• Required by our payment processor to complete your transactions (see Section 5).

5. Payment Processing

We use Razorpay for processing payments. We/Razorpay do not store your card data on our servers. The data is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS) when processing payment. Your purchase transaction data is only used as long as is necessary to complete your purchase transaction. After that is complete, your purchase transaction information is not saved.

Our payment gateway adheres to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express, and Discover.

PCI-DSS requirements help ensure the secure handling of credit card information by our platform and its service providers.

For more insight, you may also want to read the terms and conditions of Razorpay at https://razorpay.com.

6. Third-Party Services

In general, the third-party providers used by us will only collect, use, and disclose your information to the extent necessary to allow them to perform the services they provide to us.

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions. We recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy.

7. Data Security

We take reasonable precautions and follow industry best practices to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Your birth details and reading history are stored securely and accessible only to you through your authenticated account.

8. Cookies

We use cookies to maintain your session and improve your experience on our platform. Cookies are not used to personally identify you on other websites.

9. Age Requirement

By using SSUMITRA, you represent that you are at least 18 years of age. We do not knowingly collect personal information from individuals under 18.

10. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. If you wish to delete your account and associated data, please contact us at support@ssumitra.com.

11. Changes to This Policy

We reserve the right to modify this Privacy Policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

12. Contact Us

If you would like to access, correct, amend, or delete any personal information we have about you, register a complaint, or simply want more information, please contact us: